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Plexus Points: Insurance stories we're reading

We love reading about insurance at The Plexus Groupe. Property and casualty, employee benefits, cyber liability -- whether it's breaking news or the latest industry insights, we're checking it out.
With this in mind, here are five insurance-related stories worth a read today:

-- Here's a deep dive into an "owned vehicle exclusion" played a key role in deciding a dispute between an insurer and a policyholder.

-- An Iowa-based program is committed to helping startups with innovative insurance ideas.

-- Auto insurers are charging higher rates, but higher margins haven't quite followed.

-- A recent New Jersey Supreme Court case dealt with an insurer's right to require policyholders to file a claim "as soon as practicable."

-- Personal accident insurance is compulsory for British amateur soccer players; The Guardian takes a closer look at the subject in an in-depth feature.