---
title: When hurricane debris lands on your property, what's next?
description: When hurricane debris lands on your property, what's next?
---

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# When hurricane debris lands on your property, what's next?

 30 October 2017

[Mike Wilkening](https://blog.plexusgroupe.com/author/mike-wilkening)

[Personal Lines](https://blog.plexusgroupe.com/tag/personal-lines), [The Plexus Groupe](https://blog.plexusgroupe.com/tag/the-plexus-groupe), [Cyber Liability](https://blog.plexusgroupe.com/tag/cyber-liability), [Employee Benefits](https://blog.plexusgroupe.com/tag/employee-benefits), [Investment](https://blog.plexusgroupe.com/tag/investment), [Strategic Insurance](https://blog.plexusgroupe.com/tag/strategic-insurance), [Human Resources](https://blog.plexusgroupe.com/tag/human-resources), [News](https://blog.plexusgroupe.com/tag/news), [Health Insurance](https://blog.plexusgroupe.com/tag/health-insurance)

In the latest Plexus Property & Casualty Newsletter, we explore the question of who pays when a boat tossed ashore during a storm lands on your property.

### **News item: Row, row, row your boat, gently down ... the lawn?**

Scores of boats swept ashore during Hurricane Irma (not pictured here) remain stuck where they are. S[ome are now sitting](http://www.miamiherald.com/news/local/community/miami-dade/coconut-grove/article180916756.html) on the property of homeowners who don't own the boats, the Miami Herald reports. The question of whom will pay to remove some of these once-seafaring vessels remains unsettled, leaving the boats to decay where they sit. (Some boats are attracting rats, as the Herald notes.) From a business perspective, your property insurance will generally cover debris removal, though sublimits apply. Have coverage questions? We can help. Contact Plexus Senior Claims Analyst Joni Gould at 847-307-6140 or [jgould@plexusgroupe.com](mailto:jgould@plexusgroupe.com).

### **Electronic driving records soon required for many fleet drivers**

By mid-December, many trucking firms and other commercial drivers must begin complying with federal regulations requiring electronic logging devices (ELDs) to be used instead of the paper log books that were long a fixture in the trucking industry. The [Federal Motor Carrier Safety Administration](https://www.fmcsa.dot.gov/hours-service/elds/electronic-logging-devices) offers numerous compliance resources on the rule, which fully takes effect in 2019. For  more information on fleet risk management, contact Plexus P&C Client Executive Jim Jenkins at 847-307-6112 or [jjenkins@plexusgroupe.com](mailto:jjenkins@plexusgroupe.com).

### **In M&A deals, don't forget the cyber coverage**

In case you were on the fence regarding cyber insurance, here’s one more reason to consider it: if you ever look to sell your company, [buyers might look kindly](https://www.thestreet.com/story/14351558/1/cyber-insurance-could-lower-risk-of-hacks-before-m-a-deal-completed.html) upon the coverage, for the insurance “gives some comfort that in the event of a breach, there is some resource available to respond to a significant breach,” Dan Cotter, an attorney for Chicago law firm Butler Rubin Saltarelli & Boyd LLP, told TheStreet.com for a recent story on cyber coverage. Plexus offers a wide range of cyber and M&A expertise; for more information, contact P&C Practice leader Mike Mann at 847-307-6111 or [mmann@plexusgroupe.com](mailto:mmann@plexusgroupe.com).

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