As Hurricane Florence approaches the southeastern coastline, now is the time to firm up your hurricane preparedness plan and take action.
The Plexus Groupe's Property & Casualty practice offer 11 hurricane safety tips to prepare for high winds to ensure that damage and losses are kept at a minimal and a hurricane doesn't cripple your business:
Your emergency plan should include assigned organization roles and responsibilities with training provided at least annually.
Designate one person to monitor the status and location of the windstorm. Assemble emergency supplies and equipment (plastic tarps, mops, squeegees, emergency lighting, battery operated radio, tape for windows, lumber and nails) in a safe location for easy retrieval.
Maintain a list of key vendors, contractors and salvage services. Also, keep a business continuity plan (reviewed and updated regularly) for restoring operations after the event.
Inspect roof for problems with loose roof covering, loose flashing, edging strips and accessories, blocked or loose drains, gutters or downspouts, as well as inadequately secured equipment, signs, stacks, roof ventilators and repair or secure as needed.
Anchor large equipment, such as cranes and draglines, in accordance with manufacturer’s guidelines.
Fasten down loose outdoor equipment, machinery, stock and other debris, or move it indoors.
Outdoor structures, such as trailers, should be properly anchored. Secure storage of flammable liquid containers or move them to a sheltered area (never into main facility areas).
Identify and consider removing any large trees or limbs that could fall and damage buildings, outdoor equipment, power lines, etc.
Protect windows and doors by attaching pre-fitted windstorm shutters or plywood. Repair weak latches and hardware on doors and windows, and install steel bars in pre-installed metal brackets on the inside of exterior roll-up doors.
Make sure fuel tanks for generators, fire pumps, as well as company-owned vehicles are filled up. Also, fill above-ground tanks to capacity with product or water to prevent wind damage.
Debris washed into storm drains can travel through pipes and get into lakes, rivers, streams and the ocean. Litter and leaves can also clog drains causing backups, which could result in flooding.
All of these things can be damaged by water. Protect them with plastic tarps or waterproof covers. Backup all important computer data and store in a safe location.
Isolate, neutralize or remove from the site any chemicals that can react violently with each other. Certain combined chemicals can produce potentially toxic vapors that can be very dangerous, even deadly. Others may react violently to cause chemical burns.
Relocate important equipment, stock and records to higher elevations not subject to flooding.
Cover equipment and stock that cannot be relocated with plastic tarps or store on pallets. Install back-flow prevention devices in sewer and drain lines to prevent floodwater from backing up into buildings.
Place sandbags at vulnerable building openings and around critical outdoor equipment subject to flooding. If there is imminent danger of flooding, shut off the building’s electrical power. Note: Power to electric motor-driven fire pumps should remain in service.
Shut off processes and equipment following your own established procedures. Shut off all flammable and combustible liquid and gas lines at their source to prevent discharge from broken piping. Enforce “no smoking” and “no cutting or welding” rules. Protect or shut off other possible flame sources.
Consider things such as the type of coverage, as well as your level of coverage, and ensure that your insurance policy provides coverage for the types of events specific to your location.
These may include: flash floods, storm water runoff, landslips (or landslides) and damage to properties by trees. Discuss this with your insurance agent prior to the storm.
Content provided by Property & Casualty 360.